We’ve all experienced those #ItHappens moments in life! You know the sort…you’re just meandering along, getting on with life and then boom, disaster strikes.
That DIY project goes haywire, you spill coffee all over your laptop or you suddenly realise your wedding ring is M.I.A.
It’s life’s unexpected accidents that make it so important to protect your world and prepare for the unexpected with the right home and contents insurance.
I’ve teamed up with leading insurance provider MORE TH>N to share my very own #Ithappens moments and raise awareness of the 6 million Brits currently undervaluing their home and contents insurance.
Are you one of them?
It’s vital you protect your possessions, as I discovered recently when I lost my all time favourite diamond necklace whilst at home.
Gutted doesn’t even begin to describe how I felt…
I literally tore the house apart looking for it.. Carpets were lifted and there wasn’t a single piece of furniture that remained unmoved.
It was nowhere to be found and I’m still baffled to this day as to where it went.
Luckily, I had contents insurance and was able to replace the necklace.
Just knowing that it was covered brought piece of mind (during the carpet removal).
It was the first time I’d ever lost anything of such value and I was so grateful for having insurance in place.
Being covered is crucial.
Another #ItHappens moment occurred many years ago when my husband Peter and I rented in London before buying, and a mini-heater burnt an irreparable hole in the living room carpet.
Needless to say that our landlord was NOT happy and we didn’t get our deposit back.
Home disasters happen in all shapes and sizes and usually they’re totally beyond your control.
For example, Peter and I own a second flat in Leeds as well as our home and one day we received a call to say that the pipes had become blocked as someone from the flat above was throwing baby wipes down their toilet.
It would have cost a fortune to fix if we hadn’t have had home insurance, which fortunately we had.
You can hear more about these #Ithappens moments in this video I’ve made below:
MORE TH>N offers one of the most comprehensive home and content insurance packages in the UK with up to £100k contents covers as standard and £1m on buildings cover.
There is also a free 24/7 helpline so you can resolve any issues immediately, whilst their personal possession cover even protects items that you take out of the home.
For more information on their insurance policies head to the MORE TH>N website.
I’m also on their website HERE.